Gold Loan
Eligibility
Individuals of all income groups
Loan Amount: Depending upon the value of the gold as assessed periodically. [w.e.f. 17.01.2012]
| Details |
Rs. Per Gram |
| For 22 carat Gold Ornaments / Jewelery |
1750 |
| Hall Marked Gold Ornaments/ Jewellary |
1750 |
The limit specified above is subject to 75% of the appraised value or the rate proposed whichever is lower.
Margin
Margin prescribed is 25%
Jewel Appraiser's Commission
| Area |
Proposed |
| Rural areas |
0.10% on the loan amount with min. of Rs. 51/- & max. of Rs. 510/- |
| Other areas |
0.25% on the loan amount with min. of Rs. 102/- & max. of Rs. 510/- |
Repayment
Loans are for a period of 12 months / operative limit for 2 years.
Security
Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery
Corporate Address: Tiwary Complex, Kashidih Chowk, Near Mansarovar Hotel, Sakchi, Jamshedpur-831001 | Phone: 0657-2440211/2442751 | Email: info@jucbl.com
Mango Branch: Old Purulia Road, Mango, Near Jishu Bhawan, 832110 | Phone: +91-8797777722, 8797777733