Accounts & Deposits

Interest Rates


Type of Loans Rate w.e.f 01.01.2020 (%)
House Furnishing /Addition/Renovation Work 10.50
Consumer Loan/personal loan 14.00
Car/bike Loan 10.00
Vehicle Loan commercial

11.50

Cash Credit

11.00

Overdraft 12.00
Term Loan 12.00
Housing Loan 10.50
Education Loan 12.50
Gold Loan 11.00
Bills Purchase/discounted 14.00
Loan against LIC Policies, KVP/NSC 10.50
Loan against Term deposit except Daily Deposit 2% above Term deposit interest rate
Loan against Daily Deposit 12.00
Any type of agricultural loan 11.00
Loans to staff will be one percent less than the applicable rates.


Deposit Rates


Revision in Interest Rates on Retail Domestic term deposits other than daily deposit interest rates revised w.e.f. 20.10.2020


Tenure JUCBL Rates % p.a Senior citizen %
7 days to 45 days 2.90 3.40
46 days to 179 days 3.90 4.40
180 days to 210 days 4.40 4.90
211 days to 364 days 4.40 4.90
1 year to less than 2 years 4.90

5.40

2 year to less than 3 years 5.10 5.60
3 year to less than 5 years 5.30 5.80
5 years to 10 years 5.40 6.20 to 5.90
Savings bank deposit rate @3.00
Corporate Address: Tiwary Complex, Kashidih Chowk, Near Mansarovar Hotel, Sakchi, Jamshedpur-831001   |  Phone: 0657-2440211/2442751  |  Email: info@jucbl.com
Mango Branch: Old Purulia Road, Mango, Near Jishu Bhawan, 832110  |  Phone: +91-8797777722, 8797777733