Gold Loan

Gold Loan


Individuals of all income groups

Loan Amount: Depending upon the value of the gold as assessed periodically. [w.e.f. 17.01.2012]

Details Rs. Per Gram
For 22 carat Gold Ornaments / Jewelery 1750
Hall Marked Gold Ornaments/ Jewellary 1750

The limit specified above is subject to 75% of the appraised value or the rate proposed whichever is lower.


Margin prescribed is 25%

Jewel Appraiser's Commission

Area Proposed
Rural areas 0.10% on the loan amount with min. of Rs. 51/- & max. of Rs. 510/-
Other areas 0.25% on the loan amount with min. of Rs. 102/- & max. of Rs. 510/-


Loans are for a period of 12 months / operative limit for 2 years.


Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery

Corporate Address: Tiwary Complex, Kashidih Chowk, Near Mansarovar Hotel, Sakchi, Jamshedpur-831001   |  Phone: 0657-2440211/2442751  |  Email:
Mango Branch: Old Purulia Road, Mango, Near Jishu Bhawan, 832110  |  Phone: +91-8797777722, 8797777733